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Access custom content and SCCU services that apply to you!

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The lower the APR, the less you'll pay in interest on your card.

SCCU offers low-rate credit cards to get you started on the path to a strong credit history.

Skip Quiz & View All Life Stage Articles Annual Percentage Rate (APR).

Visit SCCU.com/Member Rewards for complete details and FAQs about SCCU’s Member Rewards program. Introductory rate applies to new Student & Secured SCCU cardholders only.

After the expiration of the introductory rate an APR of 17.99% will apply. Does not apply to ATM transactions, certain commercial card transactions, PIN, or other transactions not processed by Visa.

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